Jewelry Appraisals

 

Professional Jewelry Appraisals in Davenport, Iowa

An appraisal is more than a valuation. It is a detailed record of your jewelry, created to protect, document, and provide clarity about what you own. Expressions Jewelers provides carefully researched jewelry appraisals for clients throughout Davenport and the Quad Cities.

Our Process

01

Examination

Each piece is carefully evaluated using professional gemological tools.

02

Documentation

We record gemstone details, measurements, and identifying characteristics.

03

Valuation

An appropriate value is assigned based on materials, condition, purpose, and current market research.

04

Final Report

You receive a detailed document prepared for its intended use and your personal records.

A Trusted Record

Why Appraisals Matter

Insurance Coverage

Provides the documentation an insurer may need to establish appropriate coverage and replacement value.

Proof of Ownership

Creates a detailed record of your jewelry that may be helpful in the event of loss, theft, or damage.

Clarity & Peace of Mind

Gives you a professional understanding of what you own and a clear record for future reference.

The Purpose Determines the Value

Types of Value

Retail Replacement Value

An estimate of the cost to replace your jewelry with an item of like kind and quality in the appropriate retail market. This value is commonly used for insurance coverage.

Fair Market Value

An opinion of the price an item would reasonably sell for between a willing buyer and seller in the appropriate market. This value is commonly used for estate, resale, donation, or legal purposes.

An appraisal is an opinion of value prepared for a specific purpose. It is not an offer to purchase and may not reflect the amount an item would sell for in a different market.

Protecting Your Jewelry

How to Insure Your Jewelry

The process generally begins with a current appraisal, which provides documentation your insurance company can use to establish coverage.

Depending on your needs, jewelry may be scheduled on a homeowners or renters policy, or covered through a separate jewelry insurance policy. Coverage, deductibles, exclusions, and claim terms vary, so review the details with your insurance professional.

We recommend reviewing your appraisal and insurance coverage every three to five years, or after a significant repair, redesign, or change in the market.

Ready for the Next Step?

Explore Our Appraisal Services

Learn about available appraisal services, pricing, professional credentials, and what to expect—or tell us about the jewelry you need appraised.