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Create an accountFinancing Options
Purchase Now. Pay Over Time.
Financing for a Meaningful Purchase
Expressions Jewelers offers special financing through the American Gem Society credit card, issued by Wells Fargo Bank, N.A., so you can make a meaningful jewelry purchase and pay over time.
American Gem Society Credit Card
A Convenient Way to Finance Your Jewelry
The American Gem Society credit card is issued with approved credit by Wells Fargo Bank, N.A.
Available Financing Options
Choose the Plan That Fits Your Purchase
Both promotional plans require regular minimum monthly payments and are available on qualifying purchases made with approved credit.
$500 Minimum Purchase
No Interest if Paid in Full within 6 Months1
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.1
$1,000 Minimum Purchase
No Interest if Paid in Full within 12 Months2
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.2
Ready When You Are
Apply Online or In Store
Complete the secure Wells Fargo application online, or visit Expressions Jewelers and we will help you apply in person. Credit decisions are made by Wells Fargo, and approval is not guaranteed.
Subject to credit approval. We will help you select the applicable promotional plan when you make a qualifying purchase.
Financing Terms
1 The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $500 or more charged with approved credit for the 6-month promotional offer.
2 The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $1,000 or more charged with approved credit for the 12-month promotional offer.
Minimum monthly payments are required during the promotional (special terms) period. However, paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the APR for Purchases. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms (PDF).